The analytical engine which powers Universal Ratings may be accessed by users by simply uploading data, such as Balance Sheets, Income Statements, portfolios, etc. This means that it is possible for anyone to verify our ratings by using the 'Any Business' functionality. It also means that two individuals will obtain the same result if they upload and process the same data.

This feature is unique and guarantees not only the fact that the ratings we provide are consistent, it also underscores our credibility and independence.

Objectivity is guaranteed by the fact that the entire process does not include any human-in-the-loop interventions. We do not resort to expert opinions and the rating procedure is fully automatic.